How Much Does It Cost to Change Your Last Name After Getting Married?
Changing your last name after marriage is an exciting step, but it comes with some costs. While the expenses are generally reasonable, it’s essential to know what fees to expect and how to plan for them. Here’s a detailed breakdown to help you navigate the process.
1. Certified Copies of Your Marriage Certificate
- Cost: $5–$25 per copy (varies by state or county).
- Why You Need It: You’ll need certified copies of your marriage certificate to update your name on various documents like your Social Security card, driver’s license, and bank accounts. Many places require one certified copy per application.
2. Social Security Card Update
- Cost: Free.
- How to Do It: Submit Form SS-5 (Application for a Social Security Card) to the Social Security Administration (SSA) along with a certified copy of your marriage certificate. The SSA does not charge for updating your card.
3. Driver’s License or State ID Update
- Cost: $10–$50, depending on your state.
- Why You Need It: Your driver’s license or state ID must reflect your new name for identification purposes. Fees vary based on state regulations.
4. Passport Update
- Cost: $0–$130, depending on the circumstances:
- Free if you’re updating a passport issued less than one year ago.
- $130 for a standard renewal if your passport is over one year old.
- $60 additional fee for expedited processing if you need it quickly.
5. Bank Accounts and Credit Cards
- Cost: Typically free, but some banks may charge a nominal processing fee.
- How to Do It: Provide your marriage certificate to update your name on your accounts.
6. Professional Licenses and Other Documents
- Cost: Varies by profession and state (usually $0–$100).
- Why You Need It: If you hold professional licenses, certifications, or business documents, you’ll need to update these to reflect your new name.
7. Miscellaneous Costs
- Mailing Fees: $10–$20 if you need to mail documents.
- Notary Fees: $5–$15 per document, if required.
Estimated Total Cost
Changing your last name after marriage can cost anywhere from $50 to $250, depending on how many documents you need to update and your state’s fees.
How to Save on Name Change Costs
- Order Multiple Certified Copies: Save time and money by ordering a few copies of your marriage certificate upfront.
- Do It Yourself: Avoid expensive name-change services and follow the steps yourself.
- Batch Updates: Update multiple accounts at once to minimize mailing and processing fees.
Changing your last name after marriage is a straightforward but detail-oriented process. While the costs are relatively low, they can add up, especially if you need to update multiple documents. By planning ahead and knowing what fees to expect, you can streamline the process and focus on enjoying your new chapter as a married couple.
