What Are Some Financial Questions I Should Ask Wedding Planners, Venues, Caterers, and Other Vendors Before Hiring Them?
Planning a wedding is a significant investment, and choosing the right vendors is key to creating your dream day while staying within budget. Asking the right financial questions upfront can save you from surprise costs and ensure you get the best value for your money. Here’s a breakdown of essential financial questions to ask wedding planners, venues, caterers, and other vendors before hiring them.
Wedding Planners
- What is your fee structure?
Ask whether they charge a flat fee, hourly rate, or a percentage of your total budget. Clarify any additional charges for travel, overtime, or extra meetings. - What services are included in your fee?
Understand whether their services cover full planning, partial planning, or day-of coordination. - Do you receive commissions or discounts from vendors?
Transparency is important. This helps you know whether vendor recommendations are unbiased. - How do you handle budget overruns?
A good planner will help you manage your budget and suggest alternatives to avoid overspending. - Are there additional fees we should anticipate?
Discuss potential extra costs, such as setup, breakdown, or last-minute changes.
Venues
- What is included in the rental fee?
Determine if the fee covers tables, chairs, linens, lighting, sound equipment, or cleanup services. - What are the payment terms and cancellation policies?
Ask about the deposit amount, payment schedule, and whether any portion of the deposit is refundable if you cancel. - Are there time restrictions?
Find out how long you have the venue and the cost of extending the rental period. - Do you have preferred vendors, or can we bring our own?
Some venues charge extra for using outside vendors. Make sure to clarify. - What is the guest capacity, and does it affect pricing?
Ensure the venue can comfortably accommodate your guest list and understand any cost variations.
Caterers
- What is the cost per person?
Clarify what’s included in the per-person price and whether it covers appetizers, main courses, desserts, and beverages. - Are gratuities and service charges included?
If not, find out what percentage you should budget for these additional costs. - Do you offer tastings, and is there a fee?
Check if tastings are complimentary or if there’s a charge, and whether it’s refundable if you hire them. - Are there additional charges for special dietary accommodations?
Ask about options and costs for vegetarian, vegan, gluten-free, or allergen-friendly meals. - Do you charge for staff, equipment, or setup?
Determine if costs for servers, bartenders, and rental items like plates or glassware are included.
Photographers and Videographers
- What is included in your packages?
Understand what you’re paying for—shooting time, editing, albums, and access to raw files. - How many hours of coverage are included?
Discuss overtime charges if you need additional hours. - When will we receive the final photos or videos?
Ask about delivery timelines and if expedited processing is available for an extra fee. - What is your cancellation or rescheduling policy?
Clarify the refund policy for deposits and the cost to reschedule. - Do you have insurance?
Some venues require vendors to carry liability insurance.
Florists
- What is your pricing structure?
Find out if they charge per arrangement or provide a flat package fee. - Can you work within our budget?
Ask about cost-saving options, such as using seasonal flowers or simpler arrangements. - Do you offer rentals for vases, arches, or other décor?
Clarify whether there are fees for damaged or missing items. - What is the payment schedule?
Confirm the deposit amount and when the final payment is due. - Do you have a backup plan for sourcing flowers?
Discuss their contingency plan for last-minute supply chain issues.
DJs and Bands
- What is included in your fee?
Ask about equipment, microphones, lighting, and whether setup and breakdown are covered. - How many hours are included?
Discuss overtime rates for extending the entertainment. - Do you charge for travel or special song requests?
Find out if there are additional fees for customizing playlists or traveling long distances. - What is your cancellation policy?
Clarify whether deposits are refundable and the cost to reschedule. - Do you have backup performers or equipment?
Ensure they have contingency plans for illness or technical issues.
General Questions for All Vendors
- What is your deposit policy?
Understand the amount required to secure the booking and when it’s due. - What is your cancellation and refund policy?
Ask about refunds for cancellations and how far in advance changes need to be made. - Are there discounts for off-season or weekday events?
Some vendors offer lower rates for non-peak dates. - Can we bundle services for a discount?
For example, some planners and venues may offer package deals with preferred vendors. - How do you handle last-minute changes or emergencies?
Discuss their plan for unexpected issues, such as weather, illness, or delays.
By asking these financial questions, you can avoid hidden costs, stay within your budget, and make informed decisions when hiring wedding vendors. Remember, transparency is key—vendors who are upfront about pricing and policies are more likely to help make your wedding day stress-free and enjoyable.